Slide, edit numbers, understand every financial concept in real time. No signups, no ads, no nonsense.
A budget helps you visualize income and expenses, avoiding financial surprises. Example: if you earn $4,800 and fixed+variable costs sum $2,820, you save $1,980. Adjust sliders to apply the 50/30/20 rule.
💡 Reduce variable expenses $200 → watch your savings grow automatically.Saving a small amount each month builds a financial cushion. Example: $5,000 initial + $300 monthly at 4.5% annual for 8 years = over $38,000. Try increasing monthly contribution.
Interest generates more interest. Example: $10,000 at 6% annual with $400 monthly contributions over 10 years grows to over $81,000. The longer the time, the more explosive growth.
🔬 Change years from 10 to 20 and see the difference.The monthly payment depends on amount, rate and term. Example: $25,000 at 8.5% annual over 48 months → payment ≈ $616. Reducing the term increases the monthly payment but lowers total interest.
🔄 Lower the term to 24 months and compare total interest.A 20% discount on $349 saves $69.80. Perfect for sales. Example: if you see "30% off" on a $120 product, you'll pay $84.
Used for tips, commissions or taxes. Example: 15% of $1,250 is $187.50. Useful to know how much VAT (21%) you'll pay on a purchase.
$85 bill with 18% tip among 2 people: each pays $7.65 tip and $50.15 total. Great for family dinners or friends.
With 3.5% annual inflation, $10,000 today will be worth only $8,402 in 5 years. To maintain purchasing power, your investments must beat inflation.
Knowing when a payment falls 30, 60 or 90 days from now is key to avoid delays. Example: from April 1 + 30 days = May 1. Useful for invoice reminders or projects.